Extensive background in all disciplines of insurance. Began work in the insurance industry as a staff claims adjuster. Transitioned to Risk Management for a large service organization where I was the Director of Claims. Moved to the Transportation Industry as the Director of Risk Management for a major trucking company. For the past 18 years, I have purchased the insurance for the trucking companies where I have worked. I managed the formation of 3 different captive insurance companies and their operation.